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Posts Tagged ‘Interest Rate’

Free Mortgage Loan Audit-San Diego

July 28th, 2009

FREE Mortgage Loan Audit by Trained Attorney’s.  REDUCE YOUR PAYMENTS,  Interest, or Amount you Owe & KEEP YOUR HOME!! Do You want Competent Attorney’s toHOLD Your Lender(s) Accountable for Things they may have did Wrong in your Loan(s) regardless of if your behind or not? That’s Right You do NOT have to be behind to have your Loan Audited for FREE! Are You Behind in Payments? Going Through Foreclosure? Are Your payments, Interest or Loan Balance toHigh? Do you Owe More than your home is worth?Do You Want to keep your Home, but just can’t afford or want tosee if we can lower yourmonthly payments with no Penalties to you?

GET RESULTS NOW AND FOR FREE no strings attached.It’s Simple email Mikekench@gmail.com or visit loanmodificationsandiego.info website

Many Loans are Full of Mistakes made by lenders or contain Violations which can make your Lender(s), do one or more of the following: Reduce what you Owe, Adjust your Interest Rate or even lower your payments and STOP Foreclosure!And If you are Not behind But want a FreeAudit to see what, if anything, you can do to save money, WE DO THAT ALSO for FREE!  You have nothing to lose, but tons to gain.

Let the ATTORNEYS Audit your loan documents for Federal & State Violations. You CouldForce the bank’s hand to reduce your Interest rate, Principal Balance, or Payments!

Don’t let an unemployed ex-mortgage broker or real estate Investor or agent charge you Hundreds or even thousands of dollars up front only to tell you they were unsuccessful.

Has your lender told you that they can not modify your mortgage loan until you are in default?  Don’t let them ruin your credit by falling into this trap..

Don’t lose your home, fight back and force the bank to Restructure your loan NOW!

Email Mikekench@gmail.com a National known Loan Modification Educational Specialist

Publisher- Michael Kench Uncategorized , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

How To Know If You Have A Predatory Loan Violation

July 16th, 2009

What May Cause A Loan To Be Illegal

Unaffordable Loan- You were put into a mortgage and your income is not able to pay the monthly loan payment because your loan payment is adjusting higher.

Making loans based only on the value of the collateral without regard to the borrower’s ability to repay the loan.

Bait And Switch- Were you promised a low interest rate, but then you ended up with a higher rate at closing?

Failure To Disclose Loan Terms- Federal and State laws require creditors disclose the terms of the loan to borrowers, and when those terms are not disclosed or are inaccurately disclosed these terms are in violation of the law.

If you were a victim of any of these predatory lending violations :

Misrepresentation
Fraud
Miscalculation
Mistake
Deception
Non-Disclosure
The T.I.L.A. “Truth In Lending Act”
The Real Estate Settlement Procedures Act
Federal and State Lending Provisions

You may be entitled to get back all of your origination fees “points” plus interest.  Have your loan restructured at no cost to you through a loan modification San Diego homeonwers program.  Obtain a better rate, new loan terms and lower payments.

To determine if you have any violations with your home mortgage loan you should have a qualified attorney who specializes in the loan mortgage audit process also know as a forensic loan audit.  I can offer some great recommendations if you need a loan audit completed on your loan and the attorneys will offer this Free of charge to qualified candidates.  Drop me a post or an email at mikekench@gmail.com for more details.

Publisher- Michael Kench Uncategorized , , , , , , , , , , , , , , , , , , , , , , , , , ,